$0 Down.
Day-1 Savings.

Most Aragon Solar customers pay less in their first month of solar than they paid on their last electric bill — before their first loan payment is even due.

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$0
Down Payment Required
2.99%
Starting APR
25 yr
Maximum Loan Term
Same Day
Approval Decision
The Math That Makes It Work

Pay Less
From Month One

Here's how a typical Arizona homeowner goes cash-flow positive from Day 1 — before making a single loan payment:

Old monthly electric bill
What you paid before solar
$195/mo
Solar loan payment
$25,000 system @ 3.99% / 25yr
–$112/mo
Remaining utility credit
Minimal grid draw at night
–$18/mo
Net monthly cost
Your new total energy cost
$130/mo
Month-1 savings
Positive from the very first bill
$65/mo ✓

*Sample based on $195/mo bill, 8.4kW system, AZ sun data. Your numbers may vary.

Why We Only Do Loans, Not Leases

You Should Own
Your System

✓
Tax Credits Are Yours With a loan, the 30% federal ITC goes to you — worth $6,000–$9,000 on most systems. With a lease, the company keeps it.
✓
Home Value Increase Owned solar adds $15,000–$25,000 to your home's value. Leased solar can complicate a sale — the buyer has to take over the lease.
✓
No 20-Year Contracts Solar leases lock you in for 15–20 years. Our loans have no prepayment penalties — pay it off whenever you want.
✓
Rate Escalators Most solar leases include 2–3% annual payment increases. Our loan rate is fixed for the life of the loan. Period.
✓
Real Ownership When the loan is paid off, the system is yours free and clear, generating free electricity for the remaining life of the panels.
Financing Options

Find Your
Best Fit

Most Popular
2.99–4.99% APR
20–25 year term

Best Rate Loan

Lowest monthly payment. Best for homeowners who want maximum monthly cash flow from Day 1.

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Best Value
5.99–7.99% APR
5–10 year term

Short-Term Loan

Higher monthly payment but paid off faster. Best total cost of ownership for homeowners who can handle higher payments.

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No Credit Check
5.99–8.99% APR
10–25 year term

PACE Financing

Property Assessed Clean Energy — repaid through property taxes. Best for homeowners who prefer on-bill financing.

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Note: Rates shown are representative ranges. Your actual rate depends on credit score, loan amount, and term. We work with multiple lending partners to find the best rate for your situation — including options for credit scores as low as 620.

See Your Numbers

Your Loan.
Your Payment.

Get your custom financing options side by side with your projected savings — so you can see exactly how much you'll save from Month 1 and over 25 years.

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Get Your Financing Options

See your exact rate, monthly payment, and Day-1 savings side by side.

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